We’ll finance up to 75%, depending on the collateral type and quality.

If additional collateral is available, we may offer an even higher LTV.

Loan Size: $300K to $3M.

Loan to value

We’ll finance up to 75%, depending on the collateral type and quality. If additional collateral is available, we may offer an even higher LTV.

Use of proceeds

  • Acquisition
  • Refinance
  • Cash out refinance
  • Investment
  • Property rehabilitation
  • Partner buyout
  • Added Value construction

Term

We write loans with terms of 12-36 months, and will consider extensions — at our sole discretion — at the time of maturity.

Interest Rates

Our competitive interest rates vary, depending on the quality of the property and the collateral provided.

Fees

  • Underwriting Fees
    • $4,000 to initiate due diligence
    • $2,000 is non-refundable (if loan docs are not drawn)
  • Commitment Fees
    • 1% – 3% of the loan amount, collected at funding

Loan Documentation

  • Industry Standard
  • Loan Documentation
  • Title Insurance
  • Property Insurance

Acceptable Property Types

  • Industry
  • Office
  • Retail
  • Self-storage
  • Multi-family
  • Hotels & motels
  • Manufactured housing & RV Parks
  • Non-owner occupied single family homes

There are other acceptable property types, such as income producing commercial properties. Feel free to ask us if you have any questions.

Excluded Property Types

  • Undeveloped land
  • Single use properties operated as houses of worship
  • Owner occupied single-family residences
  • Petroleum based or toxic uses
  • Nightclubs
  • Casinos
  • Car washes
  • Cannabis clubs & grow facilities
  • Bars